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Boys Buckled up in Automobile

Rental Insurance Coverage

Accidents take many forms, from a minor fender-bender to a catastrophic misfortune. Don’t let a mishap spoil your vacation or business trip. Get the peace of mind your travel plans deserve. United Van Rentals offers several types of optional insurance plans plus a Collision Damage Waiver (CDW) and Loss Damage Waiver (LDW) to protect you during the rental period.

United Van Rentals encourages you to do some research and consult with your personal individual insurer before purchasing these options with your rental.

Optional Coverage / Daily Rate

Personal Accident Insurance / Personal Effects Protection  (PAI)**: $4.95
When you elect to purchase this optional coverage in your Rental Agreement, Personal Accident Insurance / Personal Effects Protection provides you with Accidental Death, Accidental Medical Expense (including Ambulance benefit) and Personal Effects benefits during the term of your rental.

Renters Liability Protection (RLP)**: $12.95
When you elect to purchase this optional coverage in your Rental Agreement, Renters Liability Protection provides statutory limits to the renter ensuring that the renter is covered for third-party liability claims to the state statutory limits. 15/30/10.

Collision Damage Waiver (CDW): $9.95
If you elect to purchase Collision Damage Waiver (CDW) United Van Rentals agrees to waive it’s right to collect your insurance deductible from you up to ONE THOUSAND DOLLARS ($1,000) OR if you purchased Loss Damage Waiver (LDW) United Van Rentals agrees to waive the $1,000 deductible for the Loss Damage Waiver in the event of an accident where damages and/or loss occurs to our vehicle, provided the vehicle is used in accordance with the terms and conditions of the rental agreement and subject to the terms and conditions of the Collision Damage Waiver and Loss Damage Waiver.  This product is not insurance.

Loss Damage Waiver (LDW): $19.95
When you rent a vehicle from United Van Rentals, you are responsible for all damage to the vehicle, loss of use of the vehicle, missing equipment, towing, storage/impound fees, and our administrative expenses connected with any damage claim processed regardless of whether or not you are at fault.  United Van Rentals offers, at an additional charge, a Loss Damage Waiver. (LDW)

If you elect to purchase Loss Damage Waiver (LDW) you will be relieved of all financial responsibility (except a $1,000.00 deductible) for damage to the rental vehicle, loss of use, towing, storage/impound fees and our administrative expenses connected with any damage claim processed, whether or not you have insurance to cover such damage and charges, subject to the terms, conditions and exclusions set forth within and provided the vehicle is used in accordance with the terms and conditions of the rental agreement and this Loss Damage Waiver. This product is not insurance.

Supplemental Liability Insurance (SLI)**: $24.95
Supplemental Liability Insurance (SLI) affords the renter and any authorized driver with liability insurance in excess of the underlying limit, which is the higher of:  Any existing liability insurance, or The applicable state minimum financial liability limits, which vary from state to state. SLI policy limits are the difference between $1MM and the underlying limit, per accident.

The purchase of Supplemental Liability Insurance is entirely optional: you are not required to purchase it in order to rent a van.

RLP/LDW Package: $29.95
Discounts the combined purchase of Renter’s Liability Protection (RLP) and Loss Damage Waiver. (LDW) This packages give you the state minimum liability requirements 15/30/10 and relieves you of financial responsibility for damage to our vehicle. (less deductible) See description of coverage above

Combined Coverage Package: $49.95
Discounts the combined purchase of Personal Accident Insurance / Personal Effects Protection (PAI) – Renter’s Liability Protection (RLP) – Loss Damage Waiver (LDW) and Supplemental Liability Insurance (SLI). A savings of $12.85 per day! See description of coverage above

Full Insurance Coverage: $59.95
Often called “Walk Away” insurance, our full coverage plan provides Personal Accident Insurance / Personal Effects Protection, Renter’s Liability Protection, Collision Damage Waiver, Loss Damage Waiver, and Supplemental Liability Insurance to $1 million! No out of pocket expense in the event of a claim!*

**Provided by an Independent Third-party Insurance Company

*All benefits are subject to the exclusions, terms, conditions, limitations, and coverages as expressly described in the underlying policy, which is available for inspection at the rental office and are conditioned upon compliance with the terms and conditions of your Rental Agreement.